VISION BY ELVA INC.

LEGAL POLICIES

Welcome to Vision by Elva Inc.

These Legal Policies govern your access to and use of visionbyelva.com (the “Website”), including any purchases, services, educational offerings, digital products, content, communications, and interactions with Vision by Elva.

By accessing or using this Website, you agree to these policies.


A. PRIVACY POLICY

1. Introduction

Vision by Elva Inc. respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, store, and safeguard information when you:

  • Visit our Website
  • Create an account
  • Purchase products or services
  • Participate in educational or informational content
  • Subscribe to newsletters or communications
  • Contact us

This policy applies to visitors in Canada, the United States, and internationally.


2. Information We Collect

We may collect personal information including:

Account Information

  • Name
  • Email address
  • Username or login credentials
  • Billing information
  • Account preferences

Purchase & Transaction Information

  • Purchase history
  • Billing details
  • Order information
  • Payment confirmation details

Important: We do not store complete payment card information. Payments are processed securely through authorized payment service providers.

Educational & Participation Information

Where applicable, we may collect:

  • Enrollment information
  • Participation records
  • Progress tracking
  • Completion information
  • Certificates or achievements

Communications

Information you provide through:

  • Contact forms
  • Email communications
  • Customer support requests
  • Surveys or feedback

Automatically Collected Information

We may automatically collect:

  • IP address
  • Browser information
  • Device information
  • Website usage data
  • Session activity
  • Pages visited

3. How We Use Information

We may use information to:

Provide Services

  • Create and manage accounts
  • Process transactions
  • Deliver products, services, and educational content

Improve Experience

  • Enhance website functionality
  • Personalize experiences
  • Improve educational and customer experiences

Communications

  • Respond to inquiries
  • Send confirmations and updates
  • Provide customer support

Marketing

With consent or where permitted by law, we may send:

  • Newsletters
  • Promotions
  • Educational content
  • Updates

You may unsubscribe at any time.

Security & Compliance

To:

  • Prevent fraud
  • Protect our rights
  • Maintain website integrity
  • Comply with legal obligations

4. Cookies & Analytics

Vision by Elva may use cookies and similar technologies to:

  • Improve website functionality
  • Remember preferences
  • Analyze website performance
  • Improve marketing effectiveness

We may use analytics and measurement tools to understand visitor engagement and website performance.

You may manage cookies through browser settings.


5. Sharing Information

We do not sell personal information.

We may share information with authorized providers supporting:

  • Payment processing
  • Email communications
  • Customer support
  • Website security
  • Analytics and performance monitoring
  • Educational and digital service delivery

Information may also be disclosed when legally required.


6. Data Security

We implement reasonable security safeguards to protect information against:

  • Unauthorized access
  • Loss
  • Misuse
  • Disclosure

However, no online system is completely secure.


7. Children & Minors

Some services or content may be suitable for broad audiences.

Where required, minors should participate with parental or guardian consent.

Parents may contact us regarding concerns involving minors.


8. Data Retention

We retain information only as reasonably necessary for:

  • Service delivery
  • Customer support
  • Compliance obligations
  • Educational administration
  • Security and fraud prevention

9. Your Rights

Subject to applicable law, users may request:

  • Access to personal information
  • Correction of information
  • Deletion requests
  • Withdrawal of consent

Requests may be sent to:

info@visionbyelva.com


B. TERMS & CONDITIONS

1. Acceptance of Terms

By accessing visionbyelva.com, you agree to comply with these Terms & Conditions.

If you do not agree, you should discontinue use of the Website.


2. Eligibility

You represent that:

  • You are legally capable of entering agreements; or
  • You are using the Website with appropriate parental or guardian consent where applicable.

3. Accounts

You may be required to create an account.

You agree to:

  • Provide accurate information
  • Maintain confidentiality of credentials
  • Notify us of unauthorized access

We reserve the right to suspend or terminate accounts for misuse, fraud, abusive conduct, or policy violations.


4. Products, Services & Educational Content

Vision by Elva may provide:

  • Products
  • Digital products
  • Educational materials
  • Courses
  • Programs
  • Coaching or consulting services
  • Informational content

All offerings are subject to availability and may change without notice.

We reserve the right to modify, suspend, or discontinue services at our discretion.


5. Intellectual Property

All Website content including:

  • Text
  • Graphics
  • Branding
  • Videos
  • Educational content
  • Downloads
  • Documents
  • Designs

is owned by or licensed to Vision by Elva Inc.

You may not:

  • Copy
  • Reproduce
  • Redistribute
  • Resell
  • Republish
  • Share commercially

without prior written permission.


6. User Conduct

You agree not to:

  • Misuse the Website
  • Attempt unauthorized access
  • Share harmful or unlawful material
  • Copy protected content
  • Interfere with platform functionality

We reserve the right to terminate access for violations.


7. Payments

Payments must be completed before access to applicable services or products is granted.

We reserve the right to:

  • Refuse suspicious transactions
  • Cancel fraudulent orders
  • Suspend accounts for payment abuse

Pricing may change without notice.


8. Disclaimer

Website content is provided for informational and educational purposes.

Vision by Elva does not guarantee:

  • Specific outcomes
  • Financial, personal, or business results
  • Continuous uninterrupted access

Users remain responsible for decisions made using our materials or services.


9. Limitation of Liability

To the fullest extent permitted by law, Vision by Elva Inc. shall not be liable for:

  • Indirect damages
  • Lost profits
  • Business interruption
  • Data loss
  • Consequential damages

arising from Website use, purchases, services, or educational participation.


10. Termination

We may terminate or suspend access at our sole discretion for:

  • Policy violations
  • Abuse
  • Fraudulent conduct
  • Misuse of services

11. Governing Law

These Terms shall be governed by the laws of the Province of Ontario and the applicable laws of Canada.


C. REFUND POLICY

No Refund Policy

All Sales Are Final

Vision by Elva Inc. maintains a strict no-refund policy.

By purchasing any product, service, educational offering, digital product, consultation, program, course, membership, or downloadable content, you acknowledge and agree that:

All sales are final and no refunds will be issued.

This policy applies to:

  • Digital products
  • Educational materials
  • Online programs
  • Courses
  • Memberships
  • Coaching or consulting sessions
  • Downloadable content
  • Services

Accessed Content

Once access has been granted, delivered, downloaded, viewed, streamed, enrolled, or made available:

No refunds shall be provided.

Limited Exceptions

Refunds may only be considered at Vision by Elva’s sole discretion in cases involving:

  • Duplicate billing
  • Proven payment processing error
  • Technical failure preventing delivery caused solely by us

Approval of any exception remains entirely at our discretion.


D. COOKIE POLICY

Cookie Usage

We may use cookies and similar technologies to:

  • Improve website functionality
  • Remember user preferences
  • Analyze website performance
  • Enhance customer experience
  • Support marketing and communications

Users may disable cookies through browser settings; however, doing so may affect Website performance.


CONTACT US

Vision by Elva Inc.
Ottawa, Ontario, Canada
Email: info@visionbyelva.com
Website: visionbyelva.com